Today's Rates

To lock in these Florida mortgage rates today, call or apply online now. Once we receive your application, we can pre-approve you in minutes and you can lock in these rates immediately. These FL mortgage rates are only a sample of some our most popular programs. Please contact us for rates on any of our other loan products.

Conforming Programs $150,000 - $417,000 Conforming 30 Year Fixed Rates Points APR 5.500% 2.500 5.754% 5.625% 2.000 5.815% 5.750% 1.250 5.860% 5.875% 0.500 5.996% 6.000% 0.000 6.015%	Jumbo Programs $417,001 - $1,000,000 Jumbo 30 Year Fixed Rates Points APR 5.625% 3.500 6.094% 5.750% 3.000 6.170% 5.875% 2.500 6.249% 6.000% 1.750 6.284% 6.125% 0.000 6.255%
Conforming 15 Year Fixed Rates Points APR 5.125% 2.500 5.538% 5.250% 2.000 5.686% 5.375% 1.250 5.703% 5.500% 0.500 5.784% 5.625% 0.000 5.758%	Jumbo 15 Year Fixed Rates Points APR 5.125% 4.000 5.615% 5.250% 3.250 5.698% 5.375% 2.750 5.716% 5.500% 2.000 5.792% 5.625% 0.000 5.755%
Conforming 1/1 ARM Rates Points APR 5.125% 1.500 7.041% 5.250% 1.250 7.040% 5.375% 1.000 7.038% 5.500% 0.500 7.035% 5.625% 0.000 7.031%	Jumbo 6 month ARM Rates Points APR 5.125% 1.500 7.016% 5.250% 1.000 6.978% 5.375% 0.750 6.976% 5.500% 0.500 6.983% 5.625% 0.000 6.996%
Conforming 3/1 ARM Rates Points APR 5.125% 2.250 6.670% 5.250% 1.750 6.663% 5.375% 1.250 6.656% 5.500% 1.000 6.659% 5.625% 0.000 6.658%	Jumbo 3/1 ARM Rates Points APR 5.125% 2.750 6.702% 5.250% 2.250 6.719% 5.375% 2.000 6.732% 5.500% 1.500 6.706% 5.625% 0.000 6.653%
Conforming 5/1 ARM Rates Points APR 5.250% 2.000 6.914% 5.375% 1.500 6.928% 5.500% 1.000 6.931% 5.625% 0.500 6.933% 5.750% 0.000 6.856%	Jumbo 5/1 ARM Rates Points APR 5.250% 2.500 6.904% 5.375% 2.000 6.915% 5.500% 1.500 6.928% 5.625% 1.000 6.922% 5.750% 0.000 6.831%
Conforming 7/1 ARM Rates Points APR 5.375% 2.000 6.840% 5.500% 1.500 6.854% 5.625% 1.000 6.875% 5.750% 0.500 6.896% 5.875% 0.000 6.949%	Jumbo 7/1 ARM Rates Points APR 5.375% 2.500 6.848% 5.500% 2.000 6.862% 5.625% 1.500 6.876% 5.750% 1.000 6.899% 5.875% 0.000 6.941%
Conforming 10/1 ARM Rates Points APR 5.500% 2.000 6.602% 5.625% 1.500 6.615% 5.750% 1.000 6.647% 5.875% 0.500 6.681% 6.000% 0.000 6.621%	Jumbo 10/1 ARM Rates Points APR 5.500% 2.500 6.598% 5.625% 2.000 6.608% 5.750% 1.500 6.642% 5.875% 1.000 6.676% 6.000% 0.000 6.613%

Assumptions:

Rates may change daily, and without notice. Rates and fees can vary from state to state. The Florida rates quoted are based on borrower's good credit scores and proper verification of income and assets. Rates can be affected by lower than average credit scores and/or if the borrower requires a stated income loan as an alternative to providing proper supporting income and asset documentation.

The FL mortgage rates quoted on our website are based on the typical mortgage scenarios as shown below. Our quoted rates require escrows (impounds) for property taxes and hazard insurance. Arrangements can be made to eliminate the escrow (impound) accounts. Please ask us for the details.

CONFORMING ASSUMPTIONS

Loan Size:	$300,000
Down payment:	20%
Loan purpose:	Purchase
Property type:	Single-family Residence
Occupancy:	Owner-occupied
Lock period:	30 days
Prepayment penalty:	None

JUMBO ASSUMPTIONS

Loan Size:	$500,000
Down payment:	20%
Loan purpose:	Purchase
Property type:	Single-family Residence
Occupancy:	Owner-occupied
Lock period:	30 days
Prepayment penalty:	None